Life Insurance Corporation of India (LIC) invites online application for LIC Apprentice Development Officer (LIC ADO) every year. LIC is the most valued government-owned insurance company in India. LIC ADO is a very good opportunity for those individuals who want to make a career in the insurance sector. An LIC ADO will be responsible for selecting individuals as Life Insurance Agents and supervising their overall performance. The online exam is conducted at the national level. LIC ADO recruitment comprises three stages, prelims, mains, and personal interview. Let us introduce you to the important facts about the LIC ADO exam through this article.
Important dates of the three LIC Exams 2020-21: |
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Events | HFL (Assistant Manager Legal) | AAO | ADO (tentative dates) |
Online registration starting date | To Be Notified Later | February 25, 2020 | To Be Notified Later |
Last date for Application receipt | To Be Notified Later | March 15, 2020 | To Be Notified Later |
LIC Exam date | To Be Notified Later | Prelims: To Be Notified Later
Mains: To Be Notified Later |
Prelims: To Be Notified Later
Mains: To Be Notified Later |
LIC Exam important dates 2019 are as mentioned in the table:
Important dates of the three LIC Exams 2019: | |||
Events | HFL | AAO | ADO |
Online registration starting date | August 8, 2019 | March 2, 2019 | May 20, 2019 |
Last date for Application receipt | August 26, 2019 | March 22, 2019 | June 9, 2019 |
LIC Exam admit Card | September 9, 2019 | Prelims: May 4, 2019
Mains: June 11, 2019 |
August 3, 2019 |
LIC Exam date | October 9th & 10th 2019 | Prelims: May 4, 2019
Mains: June 28, 2019 |
Prelims: July 6 & July 13, 2019
Mains: August 11, 2019 Revised date: September 22, 2019 |
LIC ADO 2023 – Notification
Download Details
7 days a week by HO and Branch faculty
Limited batch size with personalised attention
Interview Preparation
Online + Offline
Once Month
All Study material and handouts in PDF format
Weekly M100 Test + Descriptive Test (Online)
Optional subject as add-on
One-on-One online apointment with the teacher, once a month
100+ hours of introductory and advanced levels
2-3 days a week by HO and Branch faculty
Optional Included
Printed Study material and handouts
Classroom
Weekly M100 Test(Classroom) + Descriptive Test (Online)
One-on-One appointment with the teacher as required by students
Interview Preparation
As required by students
1. Age Limit: The candidates should not be less than 21 years of age and not more than 30 years.
2. Experience required: The experience requirements for the post of LIC ADO are discussed below
Category | LIC ADO recruitment (urban) | LIC ADO recruitment (rural) |
LIC Employee | Experience required | |
A minimum of 3 years of service in Grade III post | ||
LIC Agent | A minimum of 5 years of service as an agent or as a DSE/FSE | Not less than 4 years as an agent or as a DSE/FSE |
Others | Preference would be given to candidates having a minimum of 2 years experience in LIC industry. |
3. Age Relaxation: The age relaxation of different categories of LIC ADO is discussed in the table below
Category | Upper Age Limit | |
General | Open market category | 30 |
LIC Employee only | 42 | |
LIC Agent | 40 | |
OBC | Open market category | 33 |
LIC Employee only | 45 | |
LIC Agent | 43 | |
SC/ST | Open market category | 35 |
LIC Employee only | 47 | |
LIC Agent | 45 |
Category | Minimum Education Qualification |
Open market category | Graduation from a recognized university |
LIC Employee only | Graduation from a recognized university |
LIC Agent | Graduation from a recognized university |
(a) LIC ADO Preliminary Examination
The exam pattern for the LIC ADO 2021 Preliminary Examination is given below.
Sections | No of Questions | Max Marks | Duration |
Reasoning | 35 | 35 | 20 minutes |
Numerical ability | 35 | 35 | 20 minutes |
English language | 30 | 30 | 20 minutes |
Total | 100 | 70 | 60 minutes |
Important Notes:
(b) LIC ADO Mains Examination
The LIC ADO Mains examination pattern will be different for various categories and they are given below.
Open Market Category
Sections | No of Questions | Max Marks | Duration |
Paper-II
(General Knowledge, Current Affairs and English Language) |
50 | 50 | Total of 120 minutes |
50 | 50 | ||
Paper-III
(Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector) |
50 | 50 | |
Total | 150 | 150 |
For Agents Category
Sections | No of Questions | Max Marks | Duration |
Paper-II
(General Knowledge, Current Affairs and English Language) |
25 | 10 | Total of 120 minutes |
25 | 15 | ||
Paper-III
(Elements of Insurance and Marketing of Insurance) |
50 | 125 | |
Total | 100 | 150 |
For employee category
Sections | No of Questions | Max Marks |
Paper-II
(General Knowledge, Current Affairs and English Language) |
25 | 25 |
25 | 25 | |
Paper-III
(Practice and Principle of Insurance Marketing) |
50 | 100 |
Total | 100 | 150 |
(c) Interview Stage
The last and final stage would be an interview round. The total marks for the round would be 37 (expected). After clearing this round, the Board will then publish the final cut-off marks and successful candidates will be notified through email and SMS
(d) Medical Examination
This is compulsory where qualified candidates need to appear for document verification and the medical test. Clearing this round would make them eligible for the Apprentice Development Officers (ADO) post.
LIC ADO Cut Off 2021
The cutoff for the 2021 edition of the recruitment will be published after all the steps of the examination are conducted by the conducting body. For now, Candidates can view the previous year’s cut off the list given below and get themselves prepared according to it.
Category | Reasoning Ability | Numerical Ability | English Language |
UR | 18 – 20 marks | 18 – 20 marks | 10 – 12 marks |
OBC | 18 – 20 marks | 18 – 20 marks | 10 – 12 marks |
SC | 16 – 18 marks | 16 – 18 marks | 09 – 11 marks |
ST | 16 – 18 marks | 16 – 18 marks | 09 – 11 marks |
EWS | 18 – 20 marks | 18 – 20 marks | 10 – 12 marks |
Category | Written Test Cutoffs | Interview Cutoffs | Final Cutoffs |
UR | 60 | 75 | 135 |
OBC | 52 | 66 | 128 |
SC | 47 | 63 | 115 |
ST | 40 | 45 | 85 |
Section | Syllabus |
Numerical Ability |
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Reasoning |
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English Language |
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More details regarding the LIC ADO 2021 examination will be added once the official notification for the LIC ADO 2021 examination is released by the exam conducting board.
Aspirants must follow the following steps while filling up the application form:
To know about other insurance exams, refer to the linked article.
For SC/ST candidates, an initiation fee of Rs.50 and transaction charges should be paid. For the candidates other than SC/ST, application fees cum initiation charges of Rs.600 along with the transaction charge should be paid.
Apart from this, since the LIC ADO recruitment is a lengthy process and may take approximately 5 to 6 months for the entire procedure to complete, thus, candidates must prepare themselves well enough even before the recruitment starts. This will give them sufficient time for a thorough revision.
The present stipend provided to an ADO is Rs. 34,503
The salary of a candidate after being appointed as a Probationary Officer is discussed below:
Basic pay (per month) | Payscale |
Rs. 21,865 | 21865-1340(2)-24545-1580(2)-27705-1610(17)-55075 |
The total salary is inclusive of House Rent Allowance & City Compensatory Allowance and will be approximately ₹37,345/- in ‘A’ Class City.