LIC ADO Coaching Classes


Life Insurance Corporation of India (LIC) invites online application for LIC Apprentice Development Officer (LIC ADO) every year. LIC is the most valued government-owned insurance company in India. LIC ADO is a very good opportunity for those individuals who want to make a career in the insurance sector. An LIC ADO will be responsible for selecting individuals as Life Insurance Agents and supervising their overall performance. The online exam is conducted at the national level. LIC ADO recruitment comprises three stages, prelims, mains, and personal interview. Let us introduce you to the important facts about the LIC ADO exam through this article.

Latest Updates and Notification

Important dates of the three LIC Exams 2020-21:

Events HFL (Assistant Manager Legal) AAO  ADO (tentative dates)
Online registration starting date To Be Notified Later February 25, 2020 To Be Notified Later
Last date for Application receipt To Be Notified Later March 15, 2020 To Be Notified Later
LIC Exam date To Be Notified Later Prelims: To Be Notified Later

Mains: To Be Notified Later

Prelims: To Be Notified Later

Mains: To Be Notified Later

 

LIC Exam important dates 2019 are as mentioned in the table:

 

Important dates of the three LIC Exams 2019:
Events HFL AAO ADO
Online registration starting date August 8, 2019 March 2, 2019 May 20, 2019
Last date for Application receipt August 26, 2019 March 22, 2019 June 9, 2019
LIC Exam admit Card September 9, 2019 Prelims: May 4, 2019

Mains: June 11, 2019

August 3, 2019
LIC Exam date October 9th & 10th 2019 Prelims: May 4, 2019

Mains: June 28, 2019

Prelims: July 6 & July 13, 2019

Mains: August 11, 2019

Revised date: September 22, 2019

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Live Online Classes:

7 days a week by HO and Branch faculty

Limited Batch:

Limited batch size with personalised attention

Interview:

Interview Preparation

12 Monthly Exams:

Online + Offline

Doubt-Clearing and Discussion Session:

Once Month

Study Material:

All Study material and handouts in PDF format

Weekly Test:

Weekly M100 Test + Descriptive Test (Online)

Subject:

Optional subject as add-on

Monthly Performance Discusion:

One-on-One online apointment with the teacher, once a month

Recorded Video Lectures:

100+ hours of introductory and advanced levels

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Physical Classes:

2-3 days a week by HO and Branch faculty

Subject:

Optional Included

Study Material:

Printed Study material and handouts

12 Monthly Exams and 2 Semester Exam per year:

Classroom

Weekly Test:

Weekly M100 Test(Classroom) + Descriptive Test (Online)

Monthly Performance Discussion:

One-on-One appointment with the teacher as required by students

Interview:

Interview Preparation

Doubt-Clearing and Discussion Session:

As required by students

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LIC ADO Eligibility

The candidates need to fulfill some of the eligibility criteria to get selected as an Apprentice Development Officer. The eligibility criteria for LIC ADO Recruitment are discussed below:

1. Age Limit: The candidates should not be less than 21 years of age and not more than 30 years.

2. Experience required: The experience requirements for the post of LIC ADO are discussed below

 

Category LIC ADO recruitment (urban) LIC ADO recruitment (rural)
LIC Employee Experience required
A minimum of 3 years of service in Grade III post
LIC Agent A minimum of 5 years of service as an agent or as a DSE/FSE Not less than 4 years as an agent or as a DSE/FSE
Others Preference would be given to candidates having a minimum of 2 years experience in LIC industry.

 

3. Age Relaxation: The age relaxation of different categories of LIC ADO is discussed in the table below

 

Category Upper Age Limit 
General Open market category 30
LIC Employee only 42
LIC Agent 40
OBC Open market category 33
LIC Employee only 45
LIC Agent 43
SC/ST Open market category 35
LIC Employee only 47
LIC Agent 45

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Educational Qualification

The basic educational qualifications for various categories are given below.

Category Minimum Education Qualification
Open market category Graduation from a recognized university
LIC Employee only Graduation from a recognized university
LIC Agent Graduation from a recognized university

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Exam Stage Process

 

(a) LIC ADO Preliminary Examination

The exam pattern for the LIC ADO 2021 Preliminary Examination is given below.

 

Sections No of Questions Max Marks Duration
Reasoning 35 35 20 minutes
Numerical ability 35 35 20 minutes
English language 30 30 20 minutes
Total 100 70 60 minutes

 

Important Notes:

  • The papers will be objective.
  • The paper will be conducted online.
  • The marks that will be obtained in the English language will not be considered.
  • The Preliminary examination is not compulsory for LIC employee and LIC Agent category candidates. They can apply for the Mains examination directly. Only Open Market category candidates need to appear for the LIC ADO Preliminary Examination.

 

 (b) LIC ADO Mains Examination

The LIC ADO Mains examination pattern will be different for various categories and they are given below.

 

Open Market Category

 

Sections No of Questions Max Marks Duration
Paper-II

(General Knowledge, Current Affairs and English Language)

50 50 Total of 120 minutes
50 50
Paper-III

(Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector)

50 50
Total 150 150

 

For Agents Category

 

Sections No of Questions Max Marks Duration
Paper-II

(General Knowledge, Current Affairs and English Language)

25 10 Total of 120 minutes
25 15
Paper-III

(Elements of Insurance and Marketing of Insurance)

50 125
Total 100 150

 

For employee category

 

Sections No of Questions Max Marks
Paper-II

(General Knowledge, Current Affairs and English Language)

25 25
25 25
Paper-III

(Practice and Principle of Insurance Marketing)

50 100
Total 100 150

 

(c) Interview Stage

The last and final stage would be an interview round. The total marks for the round would be 37 (expected). After clearing this round, the Board will then publish the final cut-off marks and successful candidates will be notified through email and SMS

(d) Medical Examination 

This is compulsory where qualified candidates need to appear for document verification and the medical test. Clearing this round would make them eligible for the Apprentice Development Officers (ADO) post.

LIC ADO Cut Off 2021

The cutoff for the 2021 edition of the recruitment will be published after all the steps of the examination are conducted by the conducting body. For now, Candidates can view the previous year’s cut off the list given below and get themselves prepared according to it.

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LIC ADO 2021 Preliminary Examination Expected Cut Off

Category Reasoning Ability  Numerical Ability English Language
UR  18 – 20 marks 18 – 20 marks 10 – 12 marks
OBC 18 – 20 marks 18 – 20 marks 10 – 12 marks
SC 16 – 18 marks 16 – 18 marks 09 – 11 marks
ST  16 – 18 marks 16 – 18 marks 09 – 11 marks
EWS 18 – 20 marks 18 – 20 marks 10 – 12 marks

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LIC ADO 2015 Cut Off

Category Written Test Cutoffs Interview Cutoffs Final Cutoffs
UR  60 75 135
OBC 52 66 128
SC 47 63 115
ST  40 45 85

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LIC ADO Syllabus 2021 (Expected)

The syllabus of the LIC ADO 2021 examination is given below. 

Section  Syllabus 
Numerical Ability
  • Ratio & Proportion
  • Mensuration
  • Percentage
  • Average
  • Speed
  • Time and Distance
  • Time and Work
  • Permutation and Combination
  • Mixture and Alligation
  • Data Interpretation
  • Probability
  • Stocks and Shares
  • Simplification and Approximation
  • Quadratic Equations
  • Inequalities
  • Number Series
  • Upstream and Downstream
  • Profit and Loss
  • Simple and Compound Interest
Reasoning
  • Puzzles
  • Seating Arrangement
  • Inequalities, Direction Test
  • Blood Relation, Syllogism
  • Input-Output
  • Data Sufficiency
  • Reasoning
  • Analogy Coding-Decoding
  • Ranking
  • Alphanumeric series
English Language
  • Reading Comprehension
  • Grammar
  • Cloze Test
  • Para jumbles
  • Fill in the blanks
  • Multiple Meaning /Error Spotting
  • Paragraph Completion

 

More details regarding the LIC ADO 2021 examination will be added once the official notification for the LIC ADO 2021 examination is released by the exam conducting board. 

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LIC ADO Exam: Apply Online

Candidates can apply for the LIC ADO exam through the official website of LIC.

Aspirants must follow the following steps while filling up the application form:

  1. Candidates are first required to go to the LIC’s official website.
  2. Once you are at the home page, select the ‘Careers’ option.
  3. Select the option “LIC Apprentice Officer Recruitment”.
  4. Select the option “ Click here to apply online”.
  5. Before filling up the application forms, candidates will be directed to the on-line registration page.
  6. Candidates are required to enter their contact details and email-ID for successful registration. A provisional registration number and password will be generated by the system for future reference.
  7. Candidates must have a scanned copy of their photo-ID cards that will be needed while filling up the application forms.
  8. After successful submission of the application form, an e-Admit Card will be generated 2-3 weeks before the exam date.
  9. Admit cards can be downloaded from the official LIC website.

To know about other insurance exams, refer to the linked article.

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LIC ADO: Application fees

The mode of payment for the application fees / Intimation fees is online.

For SC/ST candidates, an initiation fee of Rs.50 and transaction charges should be paid. For the candidates other than SC/ST, application fees cum initiation charges of Rs.600 along with the transaction charge should be paid.

Apart from this, since the LIC ADO recruitment is a lengthy process and may take approximately 5 to 6 months for the entire procedure to complete, thus, candidates must prepare themselves well enough even before the recruitment starts. This will give them sufficient time for a thorough revision.

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LIC ADO Salary

After being recruited as an Apprentice Development Officer, the candidates will be given a fixed amount as a stipend per month as per the rules of the Corporation. An ADO other than an Employee Apprentice will be paid equal to the minimum of the basic pay and dearness allowance.

The present stipend provided to an ADO is Rs. 34,503

The salary of a candidate after being appointed as a Probationary Officer is discussed below:

 

Basic pay (per month) Payscale
Rs. 21,865 21865-1340(2)-24545-1580(2)-27705-1610(17)-55075

 

The total salary is inclusive of House Rent Allowance & City Compensatory Allowance and will be approximately ₹37,345/- in ‘A’ Class City.

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