How to prepare for banking examinations – A Guide


Banking sector is one of the largest recruiters in India offering not only lucrative packages but also a secure and comfortable tenure. Every year IBPS conducts the common written examination to recruit candidates for various posts. On the other hand, SBI and Reserve Bank of India selection board conduct examinations for the various posts on a regular basis. Many Private sector banks also conduct exams based on the IBPS score.


Educational Qualification

The candidate must have a graduation degree from any recognized state or Central University, additionally the aspirant should have the ability to read write and speak English and operating and working knowledge in computer system is important.


Exam Pattern

Before taking preparation of various banking exams, the candidates are advised to get an idea about different banking exam patterns and syllabus first. Exams are mainly conducted in three phases – Preliminary, Mains and Interview. The Preliminary and Mains exams are basically computer based tests containing multiple choice type questions. The Interview phase is not applicable for clerical posts.



Banking exams mainly consist of questions from the following topics such as

  1. Numerical Ability / Quantitative Aptitude
  2. General English
  3. Reasoning Ability
  4. Computer Knowledge
  5. General Awareness

The detailed syllabus and marks division of the Preliminary Exam is as follows


Unit Subunit Marks
      Reasoning Ability 1.      Logical Reasoning

2.      Alphanumeric Series

3.      Ranking

4.      Data Sufficiency

5.      Coded Inequalities

6.      Direction Test

7.      Seating Arrangement

8.      Puzzles

9.      Tabulation

10.  Syllogism

11.  Input/ Output

12.  Coding and Decoding

13.  Blood Relations


Quantitative Aptitude 1.      Profit, Loss and Discounts

2.      Quadratic Equations

3.      Approximation and Simplification

4.      Mixtures and Allegation

5.      Simple and compound interest

6.      Work and Time

7.      Speed time and distance

8.      Data Interpretation


     English Language 1.      Reading Comprehension

2.      Cloze Test

3.      Tenses Rules

4.      Fill in the Blanks

5.      Jumbled Sentences

6.      Idioms & Phrases

7.      Multiple Meaning

8.      Preposition Rules

9.      Error Detection

10.  Reading Comprehension




After clearing the Preliminary exam the candidates need to appear for the mains examination. The Mains examination consists of 4 sections which are mentioned below:

  1. Reasoning Ability and Computer Aptitude
  2. Quantitative Aptitude
  3. English Language
  4. General Awareness

In addition to computer based test, the candidates should appear for a descriptive paper which contains Essay and Letter Writing in English.

Some essential tips for cracking the examination

  • Be thorough with the syllabus. Try to learn as many concepts as possible.
  • Remember, planning before study is very important. Prepare a daily routine to provide time for each area.
  • Solve previous years’ question papers.
  • Reasoning part is the most important in the banking exams. Make a habit of practising 4-5 sets of question papers every day.
  • Instead of merely memorizing try to understand the subjects. However, you need to memorize some topics which are information oriented.
  • Quantitative aptitude consists of questions from XII standard. Short-cut methods play key role for scoring high in minimum time.
  • To score in English section, enhance your stock of words. Make a habit of reading a National daily. Note down the unknown words and look up their meanings from a dictionary. Make arrangement to recapitulate old words every day.
  • Be aware of what is currently happening in and outside India in terms of economics, financial rules, social development, banking rules, sports news and other important news.
  • Basic computer knowledge, names of different software and hardware is essentials. Knowledge of short-cut operational keys, Microsoft Office will help you to secure a high rank in the exam.
  • Give special attention to improve your weak areas.
  • For proper time management in the examination hall, mock tests are essential.
  • Don’t try to learn new things just before examinations. Only focus on what you have already studied.
  • For answering descriptive questions in the Mains exam, make a regular habit for writing long answers keeping in mind about the time constraint in the exam.
  • To face the Interview, you need to be confident and should be prepared in all the above-mentioned fields.
  • Finally, a positive and optimistic attitude along with hard work, dedication and determination will lead you to success one step closer.


RICE for Banking Exam Preparation

RICE Education, the top educational institute in West Bengal has the legacy of providing bank exam coaching over 37 years with an excellent success rate. It provides the best guidance to the aspirants for the preparation of online banking exam by the experienced and learned faculty members. RICE has come up with an app based learning platform, RICE SMART, for the preparation of online banking exams such as SBI PO, IBPS Bank PO and RRB Bank PO exams as well as clerical exams. The Course will prepare you to better your accuracy and speed and help you crack the bank exams through a series of video lectures, adaptive tests, mock tests and solutions to previous year banking exams. The expert faculties of RICE SMART impart quality learning tricks and essential tips to the candidates to manage time efficiently during the exams. Moreover, the candidates are also offered training to face the interviews for bank PO posts.

RICE Smart provides a golden opportunity for you to reach your goal of cracking banking exams. Don't be late to miss the opportunity. Get ready for the banking exams and achieve your goal. We are introducing  Banking Course in Hindi.
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At RICE Education we provide coaching for all types of Government Exams, to get expert guidance from our academic counsellors enquire here: